{"id":939,"date":"2021-08-25T18:44:03","date_gmt":"2021-08-25T18:44:03","guid":{"rendered":"https:\/\/www.micropret1.effetmonstre.xyz\/faq\/"},"modified":"2025-11-07T20:39:05","modified_gmt":"2025-11-07T20:39:05","slug":"faq","status":"publish","type":"page","link":"https:\/\/argentrapidopresto.com\/en\/faq\/","title":{"rendered":"FAQ"},"content":{"rendered":"<p>[et_pb_section fb_built=&#8221;1&#8243; admin_label=&#8221;FAQ&#8221; _builder_version=&#8221;4.16&#8243; custom_padding=&#8221;45px|0px|60px|0px||&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_row _builder_version=&#8221;4.16&#8243; background_size=&#8221;initial&#8221; background_position=&#8221;top_left&#8221; background_repeat=&#8221;repeat&#8221; custom_padding=&#8221;45px|0px|45px|0px&#8221; custom_width_px=&#8221;710px&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_column type=&#8221;4_4&#8243; _builder_version=&#8221;4.16&#8243; background_position=&#8221;top_left&#8221; custom_padding=&#8221;|||&#8221; global_colors_info=&#8221;{}&#8221; custom_padding__hover=&#8221;|||&#8221;][et_pb_image src=&#8221;https:\/\/argentrapidopresto.com\/wp-content\/uploads\/2021\/08\/undraw_Questions_re_1fy7.png&#8221; title_text=&#8221;undraw_Questions_re_1fy7&#8243; _builder_version=&#8221;4.27.4&#8243; _module_preset=&#8221;default&#8221; max_width=&#8221;600px&#8221; module_alignment=&#8221;center&#8221; hover_enabled=&#8221;0&#8243; global_colors_info=&#8221;{}&#8221; alt=&#8221;undraw_Questions_re_1fy7&#8243; sticky_enabled=&#8221;0&#8243;][\/et_pb_image][et_pb_text admin_label=&#8221;FAQ Section Title&#8221; _builder_version=&#8221;4.16&#8243; header_font=&#8221;Montserrat||||&#8221; header_text_color=&#8221;#009245&#8243; header_font_size=&#8221;36px&#8221; text_orientation=&#8221;center&#8221; max_width=&#8221;710px&#8221; module_alignment=&#8221;center&#8221; animation_style=&#8221;fold&#8221; animation_direction=&#8221;bottom&#8221; animation_intensity_fold=&#8221;20%&#8221; global_colors_info=&#8221;{}&#8221;]<\/p>\n<h1><b>Frequently asked questions<\/b><\/h1>\n<p>[\/et_pb_text][et_pb_divider divider_weight=&#8221;3px&#8221; disabled_on=&#8221;off|off|off&#8221; _builder_version=&#8221;4.16&#8243; background_color_gradient_direction=&#8221;90deg&#8221; max_width=&#8221;100px&#8221; module_alignment=&#8221;center&#8221; height=&#8221;5px&#8221; custom_margin=&#8221;||20px|&#8221; custom_padding=&#8221;||20px|&#8221; animation_style=&#8221;slide&#8221; animation_direction=&#8221;bottom&#8221; module_alignment_phone=&#8221;center&#8221; module_alignment_last_edited=&#8221;off|desktop&#8221; saved_tabs=&#8221;all&#8221; locked=&#8221;off&#8221; global_colors_info=&#8221;{}&#8221;][\/et_pb_divider][et_pb_text admin_label=&#8221;FAQ Section Subtitle&#8221; _builder_version=&#8221;4.16&#8243; text_font_size=&#8221;16px&#8221; text_line_height=&#8221;1.9em&#8221; background_size=&#8221;initial&#8221; background_position=&#8221;top_left&#8221; background_repeat=&#8221;repeat&#8221; text_orientation=&#8221;center&#8221; max_width=&#8221;710px&#8221; module_alignment=&#8221;center&#8221; animation_style=&#8221;fold&#8221; animation_direction=&#8221;bottom&#8221; animation_intensity_fold=&#8221;20%&#8221; global_colors_info=&#8221;{}&#8221;]<\/p>\n<p><span style=\"font-weight: 400;\">If the following list of answers does not address all your questions or does not allow you to complete your loan application with confidence, do not hesitate to contact one of our advisors at <a href=\"tel:5813162002\">(581) 316-2002<\/a>, toll-free <a href=\"tel:18882377938\">1 (888) 237-7938<\/a> or by email at <a href=\"mailto:info@argentrapidopresto.com\">info@argentrapidopresto.com<\/a>.<\/span><\/p>\n<p>[\/et_pb_text][\/et_pb_column][\/et_pb_row][\/et_pb_section][et_pb_section fb_built=&#8221;1&#8243; _builder_version=&#8221;4.16&#8243; _module_preset=&#8221;default&#8221; background_color=&#8221;#009245&#8243; global_colors_info=&#8221;{}&#8221;][et_pb_row _builder_version=&#8221;4.16&#8243; background_size=&#8221;initial&#8221; background_position=&#8221;top_left&#8221; background_repeat=&#8221;repeat&#8221; custom_padding=&#8221;40px|0px|40px|0px&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_column type=&#8221;4_4&#8243; _builder_version=&#8221;4.16&#8243; custom_padding=&#8221;|||&#8221; global_colors_info=&#8221;{}&#8221; custom_padding__hover=&#8221;|||&#8221;][et_pb_accordion open_toggle_text_color=&#8221;#000000&#8243; open_toggle_background_color=&#8221;#FFFFFF&#8221; closed_toggle_background_color=&#8221;#FFFFFF&#8221; icon_color=&#8221;#009245&#8243; _builder_version=&#8221;4.16&#8243; _module_preset=&#8221;default&#8221; toggle_text_color=&#8221;#000000&#8243; toggle_level=&#8221;h3&#8243; toggle_text_align=&#8221;left&#8221; toggle_line_height=&#8221;1.5em&#8221; body_font_size=&#8221;16px&#8221; body_line_height=&#8221;1.5em&#8221; custom_padding=&#8221;40px|10px|30px|10px|false|true&#8221; border_radii=&#8221;on|30px|30px|30px|30px&#8221; locked=&#8221;off&#8221; global_colors_info=&#8221;{}&#8221; body_line_height__hover_enabled=&#8221;off|desktop&#8221;][et_pb_accordion_item title=&#8221;How long do I have to wait before getting my loan?&#8221; open=&#8221;on&#8221; icon_color=&#8221;#009245&#8243; _builder_version=&#8221;4.16&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;]<\/p>\n<p><span style=\"font-weight: 400;\">As soon as all the requested documents are in our possession, we are committed to completing the evaluation process in less than an hour.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">If your application is approved and you return the signed loan agreement to us by 11:30 a.m., your money will be electronically deposited into your account the same day. If your application is approved after 11:30 a.m., expect up to a 24 business hour wait before receiving the money.<\/span><\/p>\n<p>[\/et_pb_accordion_item][et_pb_accordion_item title=&#8221;How do I know if I meet your criteria?&#8221; _builder_version=&#8221;4.16&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221; open=&#8221;off&#8221;]<\/p>\n<p><span style=\"font-weight: 400;\">Here are the criteria you must meet:<\/span><\/p>\n<p><span style=\"font-weight: 400;\"><\/span><\/p>\n<ul>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Be 18 years of age or older;<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Be a resident of Canada;<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Be employed for at least 3 months;<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Receive your salary by direct deposit into a Canadian bank account;<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Have a gross income of at least $1,200 per month;<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Not have filed for bankruptcy in the last 6 months;<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Not planning to file for bankruptcy or for a consumer proposal in the next 6 months.<\/span><\/li>\n<\/ul>\n<ul><\/ul>\n<p>[\/et_pb_accordion_item][et_pb_accordion_item title=&#8221;Am I eligible if my source of income is a pension, insurance or any other type of social benefit?&#8221; _builder_version=&#8221;4.16&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221; open=&#8221;off&#8221;]<\/p>\n<p><span style=\"font-weight: 400;\">This depends on the amount of monthly benefits you receive. Please send us your application by email so that we can analyze it.<\/span><\/p>\n<p>[\/et_pb_accordion_item][et_pb_accordion_item title=&#8221;What should I expect if I am self-employed?&#8221; _builder_version=&#8221;4.16&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221; open=&#8221;off&#8221;]<\/p>\n<p><span style=\"font-weight: 400;\">We will analyze your application the same way as we would that of an employee!<\/span><\/p>\n<p>[\/et_pb_accordion_item][et_pb_accordion_item title=&#8221;Why could I be turned down?&#8221; _builder_version=&#8221;4.16&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221; open=&#8221;off&#8221;]<\/p>\n<ul>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">You do not meet our eligibility criteria<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">You have a high debt ratio<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">You have 4 nsf in the last 30 days<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">You have to many stopped payments<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Other reasons deemed appropriate<\/span><\/li>\n<\/ul>\n<p><span style=\"font-weight: 400;\"><\/span><\/p>\n<p><span style=\"font-weight: 400;\">We do not turn down applications just for the sake of turning them down. If you have any further questions regarding the refusal of your application, please contact us and we will be pleased to further explain the reasons for our refusal.<\/span><\/p>\n<p>[\/et_pb_accordion_item][et_pb_accordion_item title=&#8221;Do you know where I can access a fax machine?&#8221; _builder_version=&#8221;4.16&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221; open=&#8221;off&#8221;]<\/p>\n<ul>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">At Staples stores;<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">At Canada Post offices;<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">At some convenience stores and pharmacies;<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">At a friend\u2019s or relative\u2019s house.<\/span><\/li>\n<\/ul>\n<p>[\/et_pb_accordion_item][et_pb_accordion_item title=&#8221;How can I make sure that your entire process is confidential and secure?&#8221; _builder_version=&#8221;4.16&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221; open=&#8221;off&#8221;]<\/p>\n<p><span style=\"font-weight: 400;\">We use a simple, fast and efficient method that allows us to limit the amount of information that we require from our clients in order to analyze their loan application. By keeping the amount of required information to a minimum, we make the process more secure.\u00a0<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Our online platform also meets the highest security standards in the industry, being protected by an SSL certificate.<\/span><\/p>\n<p>[\/et_pb_accordion_item][et_pb_accordion_item title=&#8221;What is the purpose of the information I provide you with?&#8221; _builder_version=&#8221;4.16&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221; open=&#8221;off&#8221;]<\/p>\n<p><span style=\"font-weight: 400;\">The information you provide is used solely for loan application analysis purposes and for the collection department. Please rest assured: your identity is protected.<\/span><\/p>\n<p>[\/et_pb_accordion_item][\/et_pb_accordion][\/et_pb_column][\/et_pb_row][et_pb_row _builder_version=&#8221;4.16&#8243; _module_preset=&#8221;default&#8221; locked=&#8221;off&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_column type=&#8221;4_4&#8243; _builder_version=&#8221;4.16&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_button button_url=&#8221;https:\/\/clients.argentrapidopresto.com\/clients\/application\/create\/?lang=en&#8221; button_text=&#8221;Apply for a loan now! *&#8221; button_alignment=&#8221;center&#8221; _builder_version=&#8221;4.17.4&#8243; _module_preset=&#8221;default&#8221; custom_button=&#8221;on&#8221; button_text_size=&#8221;18px&#8221; button_text_color=&#8221;#009245&#8243; button_bg_color=&#8221;#FFFFFF&#8221; button_border_color=&#8221;#FFFFFF&#8221; button_border_radius=&#8221;10px&#8221; button_letter_spacing=&#8221;2px&#8221; button_font=&#8221;Montserrat|||on|||||&#8221; button_use_icon=&#8221;off&#8221; custom_margin_tablet=&#8221;&#8221; custom_margin_phone=&#8221;||30px||false|false&#8221; custom_margin_last_edited=&#8221;on|phone&#8221; custom_padding=&#8221;10px|20px|10px|20px|true|true&#8221; locked=&#8221;off&#8221; global_colors_info=&#8221;{}&#8221; button_text_color__hover_enabled=&#8221;on|desktop&#8221; button_text_color__hover=&#8221;#FFFFFF&#8221; button_bg_color__hover_enabled=&#8221;on|hover&#8221; button_bg_color__hover=&#8221;RGBA(0,0,0,0)&#8221; button_bg_enable_color__hover=&#8221;on&#8221;][\/et_pb_button][\/et_pb_column][\/et_pb_row][\/et_pb_section]<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Frequently asked questionsIf the following list of answers does not address all your questions or does not allow you to complete your loan application with confidence, do not hesitate to contact one of our advisors at (581) 316-2002, toll-free 1 (888) 237-7938 or by email at info@argentrapidopresto.com.As soon as all the requested documents are in [&hellip;]<\/p>\n","protected":false},"author":3,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"_et_pb_use_builder":"on","_et_pb_old_content":"","_et_gb_content_width":"","footnotes":""},"class_list":["post-939","page","type-page","status-publish","hentry"],"_links":{"self":[{"href":"https:\/\/argentrapidopresto.com\/en\/wp-json\/wp\/v2\/pages\/939","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/argentrapidopresto.com\/en\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/argentrapidopresto.com\/en\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/argentrapidopresto.com\/en\/wp-json\/wp\/v2\/users\/3"}],"replies":[{"embeddable":true,"href":"https:\/\/argentrapidopresto.com\/en\/wp-json\/wp\/v2\/comments?post=939"}],"version-history":[{"count":10,"href":"https:\/\/argentrapidopresto.com\/en\/wp-json\/wp\/v2\/pages\/939\/revisions"}],"predecessor-version":[{"id":2264,"href":"https:\/\/argentrapidopresto.com\/en\/wp-json\/wp\/v2\/pages\/939\/revisions\/2264"}],"wp:attachment":[{"href":"https:\/\/argentrapidopresto.com\/en\/wp-json\/wp\/v2\/media?parent=939"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}