{"id":972,"date":"2021-09-13T20:56:43","date_gmt":"2021-09-13T20:56:43","guid":{"rendered":"https:\/\/www.micropret1.effetmonstre.xyz\/how-it-works\/"},"modified":"2025-11-13T13:43:01","modified_gmt":"2025-11-13T13:43:01","slug":"how-it-works","status":"publish","type":"page","link":"https:\/\/argentrapidopresto.com\/en\/how-it-works\/","title":{"rendered":"How it works"},"content":{"rendered":"

[et_pb_section fb_built=”1″ _builder_version=”4.16″ _module_preset=”default” background_enable_image=”off” z_index=”0″ custom_padding=”||15px|||” locked=”off” global_colors_info=”{}”][et_pb_row _builder_version=”4.16″ _module_preset=”default” width_tablet=”” width_phone=”90%” width_last_edited=”on|phone” custom_margin=”65px|auto|-2px|auto|false|” custom_margin_tablet=”80px||80px||true|false” custom_margin_phone=”20px||20px||true|false” custom_margin_last_edited=”on|phone” global_colors_info=”{}”][et_pb_column type=”4_4″ _builder_version=”4.16″ _module_preset=”default” global_colors_info=”{}”][et_pb_text _builder_version=”4.27.4″ _module_preset=”default” text_font=”Elegant font||||||||” header_font=”Montserrat|700|||||||” header_text_align=”center” header_text_color=”#009245″ header_font_size=”60px” header_line_height=”1.4em” module_alignment=”center” header_font_size_tablet=”50px” header_font_size_phone=”40px” header_font_size_last_edited=”on|phone” global_colors_info=”{}”]<\/p>\n

How an instant loan works<\/h1>\n

[\/et_pb_text][\/et_pb_column][\/et_pb_row][et_pb_row _builder_version=”4.27.4″ _module_preset=”default” positioning=”fixed” position_origin_f=”bottom_right” vertical_offset=”40px” horizontal_offset=”50px” z_index=”311″ width=”95%” max_width=”100%” hover_transition_duration=”100ms” motion_trigger_start=”top” hover_enabled=”0″ global_module=”1139″ saved_tabs=”all” locked=”off” global_colors_info=”{}” sticky_enabled=”0″][et_pb_column type=”4_4″ _builder_version=”4.27.4″ _module_preset=”default” hover_enabled=”0″ global_colors_info=”{}” sticky_enabled=”0″][et_pb_button button_url=”https:\/\/clients.creditfina.ca\/clients\/application\/create\/v1\/step\/identification\/” button_text=”Get your loan *” button_alignment=”right” button_alignment_tablet=”center” button_alignment_phone=”” button_alignment_last_edited=”on|desktop” _builder_version=”4.27.4″ _module_preset=”default” custom_button=”on” button_text_size=”18px” button_text_color=”#FFFFFF” button_bg_color=”#009245″ button_border_color=”#FFFFFF” button_border_radius=”10px” button_letter_spacing=”2px” button_font=”Montserrat|||on|||||” button_use_icon=”off” positioning=”fixed” position_origin_a=”bottom_right” position_origin_f=”bottom_right” vertical_offset=”40px” horizontal_offset=”40px” z_index=”500″ custom_margin_tablet=”” custom_margin_phone=”||30px||false|false” custom_margin_last_edited=”on|phone” custom_padding=”10px|20px|10px|20px|true|true” sticky_limit_top=”body” motion_trigger_start=”top” hover_enabled=”0″ locked=”off” global_colors_info=”{}” button_text_color__hover_enabled=”on|hover” button_text_color__hover=”#009245″ button_bg_color__hover_enabled=”on|desktop” button_bg_color__hover=”#FFFFFF” button_bg_enable_color__hover=”on” button_border_color__hover_enabled=”on|hover” button_border_color__hover=”#009245″ sticky_enabled=”0″][\/et_pb_button][\/et_pb_column][\/et_pb_row][\/et_pb_section][et_pb_section fb_built=”1″ admin_label=”Split Section” _builder_version=”4.16″ custom_padding=”0px||0px|” animation_style=”fold” animation_direction=”bottom” animation_intensity_fold=”4%” global_colors_info=”{}”][et_pb_row column_structure=”2_5,3_5″ make_equal=”on” module_class=” et_pb_row_fullwidth” _builder_version=”4.16″ background_size=”initial” background_position=”top_left” background_repeat=”repeat” width_tablet=”90%” width_phone=”” width_last_edited=”on|phone” max_width=”100%” max_width_tablet=”100%” max_width_last_edited=”off|tablet” custom_margin=”0px||0px|” custom_padding=”0px||0px|” make_fullwidth=”on” locked=”off” global_colors_info=”{}”][et_pb_column type=”2_5″ disabled_on=”off|off|off” _builder_version=”4.16″ background_enable_image=”off” background_size=”contain” custom_padding=”|||” custom_css_main_element=”margin:auto;” global_colors_info=”{}” custom_padding__hover=”|||”][et_pb_image src=”https:\/\/argentrapidopresto.com\/wp-content\/uploads\/2021\/08\/undraw_transfer_money_rywa.png” alt=”img” title_text=”undraw_transfer_money_rywa” _builder_version=”4.27.4″ _module_preset=”default” max_width=”600px” module_alignment=”center” global_colors_info=”{}”][\/et_pb_image][\/et_pb_column][et_pb_column type=”3_5″ _builder_version=”4.16″ background_enable_color=”off” background_position=”top_left” custom_padding=”8%|6%|8%|6%|true|false” custom_padding_tablet=”90px||90px||true|false” custom_padding_phone=”|10%||10%|true|true” custom_padding_last_edited=”on|phone” custom_css_main_element=”margin:auto;” global_colors_info=”{}” custom_padding__hover=”|||”][et_pb_text admin_label=”Statistics Section Title” _builder_version=”4.27.4″ header_font=”Montserrat||||” header_text_color=”#1f1f1f” header_font_size=”36px” header_2_font=”Montserrat||||||||” header_2_text_align=”left” header_2_font_size=”36px” header_2_line_height=”1.5em” text_orientation=”center” module_alignment=”center” custom_margin=”||30px||false|false” custom_margin_tablet=”” custom_margin_phone=”20px||30px||false|false” custom_margin_last_edited=”on|phone” animation_style=”fold” animation_direction=”bottom” animation_intensity_fold=”20%” header_2_text_align_tablet=”” header_2_text_align_phone=”center” header_2_text_align_last_edited=”on|phone” global_colors_info=”{}”]<\/p>\n

Need cash quickly?<\/b><\/h2>\n

[\/et_pb_text][et_pb_divider divider_weight=”3px” disabled_on=”off|off|off” _builder_version=”4.16″ background_color_gradient_direction=”90deg” max_width=”100px” module_alignment=”left” height=”5px” custom_margin=”||20px|” custom_padding=”||20px|” animation_style=”slide” animation_direction=”bottom” module_alignment_tablet=”” module_alignment_phone=”center” module_alignment_last_edited=”on|phone” saved_tabs=”all” locked=”off” global_colors_info=”{}”][\/et_pb_divider][et_pb_text admin_label=”About Section Text” _builder_version=”4.27.4″ text_font_size=”16px” text_line_height=”1.9em” background_size=”initial” background_position=”top_left” background_repeat=”repeat” custom_margin=”||-2px||false|false” custom_margin_tablet=”” custom_margin_phone=”||0px||false|false” custom_margin_last_edited=”on|tablet” text_orientation_tablet=”” text_orientation_phone=”center” text_orientation_last_edited=”on|phone” global_colors_info=”{}”]<\/p>\n

Our personal financing company offers you a simple, fast, and secure instant loan service<\/strong>. We review your application directly to provide you with an immediate response, without any intermediaries or external guarantors<\/strong>.<\/p>\n

To assess your eligibility, we will request certain documents<\/strong>. This allows us to verify that your financial situation enables you to make your repayments under the best conditions. This step is completely normal and compliant with the legal requirements for lending companies in Quebec<\/strong>.<\/p>\n

By applying for a loan with Argent Rapido Presto, you obtain a micro-loan in a legal, transparent, and secure manner<\/strong>. Once your application is approved, you will receive a contract detailing all aspects of our agreement<\/strong>, so you know exactly what to expect before signing.<\/p>\n

Take the time to read your loan contract carefully<\/strong>, and do not hesitate to contact our advisors<\/strong> if you have any questions. Our team is here to support you at every step<\/strong>!<\/p>\n

[\/et_pb_text][\/et_pb_column][\/et_pb_row][\/et_pb_section][et_pb_section fb_built=”1″ custom_padding_last_edited=”on|desktop” admin_label=”FAQ” _builder_version=”4.16″ custom_padding=”30px|0px|90px|0px|false|false” custom_padding_tablet=”45px||45px||true|false” custom_padding_phone=”” global_colors_info=”{}”][et_pb_row _builder_version=”4.16″ background_size=”initial” background_position=”top_left” background_repeat=”repeat” width_tablet=”90%” width_phone=”” width_last_edited=”on|tablet” custom_padding=”30px|0px|30px|0px|true|” custom_width_px=”710px” global_colors_info=”{}”][et_pb_column type=”4_4″ _builder_version=”4.16″ background_position=”top_left” custom_padding=”|||” global_colors_info=”{}” custom_padding__hover=”|||”][et_pb_text admin_label=”FAQ Section Title” _builder_version=”4.27.4″ header_font=”Montserrat||||” header_text_color=”#1f1f1f” header_font_size=”36px” header_2_font=”Montserrat||||||||” header_2_font_size=”36px” header_2_line_height=”1.5em” text_orientation=”center” module_alignment=”center” animation_style=”fold” animation_direction=”bottom” animation_intensity_fold=”20%” global_colors_info=”{}”]<\/p>\n

Get a cash loan in 4 easy steps<\/strong><\/h2>\n

[\/et_pb_text][et_pb_divider divider_weight=”3px” disabled_on=”off|off|off” _builder_version=”4.16″ background_color_gradient_direction=”90deg” max_width=”100px” module_alignment=”center” height=”5px” custom_margin=”||0px||false|false” custom_padding=”||0px||false|false” animation_style=”slide” animation_direction=”bottom” saved_tabs=”all” locked=”off” global_colors_info=”{}”][\/et_pb_divider][\/et_pb_column][\/et_pb_row][et_pb_row column_structure=”1_2,1_2″ _builder_version=”4.16″ background_size=”initial” background_position=”top_left” background_repeat=”repeat” width_tablet=”90%” width_phone=”” width_last_edited=”on|tablet” custom_margin=”|auto|30px|auto||” custom_padding=”59px|||||” locked=”off” global_colors_info=”{}”][et_pb_column type=”1_2″ _builder_version=”4.16″ background_position=”top_left” custom_padding=”|||” global_colors_info=”{}” custom_padding__hover=”|||”][et_pb_image src=”https:\/\/argentrapidopresto.com\/wp-content\/uploads\/2021\/08\/demande.png” alt=”demande” title_text=”demande” _builder_version=”4.27.4″ _module_preset=”default” max_width=”300px” module_alignment=”center” global_colors_info=”{}”][\/et_pb_image][et_pb_text _builder_version=”4.27.4″ _module_preset=”default” header_4_font=”Montserrat||||||||” header_4_text_align=”center” header_4_text_color=”#000000″ header_4_font_size=”20px” header_4_line_height=”1.3em” custom_margin=”||19px|||” global_colors_info=”{}”]<\/p>\n

01.<\/strong> Apply in under 5 minutes<\/h4>\n

[\/et_pb_text][et_pb_text _builder_version=”4.16″ _module_preset=”default” text_font_size=”16px” text_line_height=”1.5em” text_orientation=”center” global_colors_info=”{}”]<\/p>\n

Fill out the online form and submit the required documents. You may also contact us by phone for assistance with completing your online application. <\/span><\/p>\n

Please note that we do not offer on-site applications and cannot complete your application for you over the phone.<\/span><\/em><\/p>\n

[\/et_pb_text][\/et_pb_column][et_pb_column type=”1_2″ _builder_version=”4.16″ background_position=”top_left” custom_padding=”|||” global_colors_info=”{}” custom_padding__hover=”|||”][et_pb_image src=”https:\/\/argentrapidopresto.com\/wp-content\/uploads\/2021\/08\/sur-mesure.png” alt=”sur-mesure” title_text=”sur-mesure” _builder_version=”4.27.4″ _module_preset=”default” max_width=”300px” module_alignment=”center” global_colors_info=”{}”][\/et_pb_image][et_pb_text _builder_version=”4.16″ _module_preset=”default” header_4_font=”Montserrat||||||||” header_4_text_align=”center” header_4_text_color=”#000000″ header_4_font_size=”20px” header_4_line_height=”1.3em” custom_margin=”||19px|||” global_colors_info=”{}”]<\/p>\n

02.<\/strong> Get a custom loan<\/h4>\n

[\/et_pb_text][et_pb_text _builder_version=”4.27.4″ _module_preset=”default” text_font_size=”16px” text_line_height=”1.5em” text_orientation=”center” global_colors_info=”{}”]<\/p>\n

Depending on the amount borrowed and the repayment period, guarantee fees ranging from $130 to $630 may apply. Our advisors will assist you in finding the loan solution that best suits your needs. <\/span><\/p>\n

[\/et_pb_text][\/et_pb_column][\/et_pb_row][et_pb_row column_structure=”1_2,1_2″ _builder_version=”4.16″ background_size=”initial” background_position=”top_left” background_repeat=”repeat” custom_padding=”0px|||||” locked=”off” global_colors_info=”{}”][et_pb_column type=”1_2″ _builder_version=”4.16″ background_position=”top_left” custom_padding=”|||” global_colors_info=”{}” custom_padding__hover=”|||”][et_pb_image src=”https:\/\/argentrapidopresto.com\/wp-content\/uploads\/2021\/08\/approbation.png” alt=”approbation” title_text=”approbation” _builder_version=”4.27.4″ _module_preset=”default” max_width=”300px” module_alignment=”center” global_colors_info=”{}”][\/et_pb_image][et_pb_text _builder_version=”4.16″ _module_preset=”default” header_4_font=”Montserrat||||||||” header_4_text_align=”center” header_4_text_color=”#000000″ header_4_font_size=”20px” header_4_line_height=”1.3em” custom_margin=”||19px|||” global_colors_info=”{}”]<\/p>\n

03.<\/strong> Get approved quickly<\/h4>\n

[\/et_pb_text][et_pb_text _builder_version=”4.16″ _module_preset=”default” text_font_size=”16px” text_line_height=”1.5em” text_orientation=”center” global_colors_info=”{}”]<\/p>\n

We evaluate your application in less than an hour in order to determine your ability to repay. This assessment is done in-house, not through a credit agency. <\/span><\/p>\n

[\/et_pb_text][\/et_pb_column][et_pb_column type=”1_2″ _builder_version=”4.16″ background_position=”top_left” custom_padding=”|||” global_colors_info=”{}” custom_padding__hover=”|||”][et_pb_image src=”https:\/\/argentrapidopresto.com\/wp-content\/uploads\/2021\/08\/empochez.png” alt=”empochez” title_text=”empochez” _builder_version=”4.27.4″ _module_preset=”default” max_width=”300px” module_alignment=”center” global_colors_info=”{}”][\/et_pb_image][et_pb_text _builder_version=”4.16″ _module_preset=”default” header_4_font=”Montserrat||||||||” header_4_text_align=”center” header_4_text_color=”#000000″ header_4_font_size=”20px” header_4_line_height=”1.3em” custom_margin=”||19px|||” global_colors_info=”{}”]<\/p>\n

04.<\/strong> Cash in your loan on the same day<\/h4>\n

[\/et_pb_text][et_pb_text _builder_version=”4.16″ _module_preset=”default” text_font_size=”16px” text_line_height=”1.5em” text_orientation=”center” global_colors_info=”{}”]<\/p>\n

Your money will automatically be deposited into your bank account the day of your approval. It really is that easy with Argent Rapido Presto! <\/span><\/p>\n

[\/et_pb_text][\/et_pb_column][\/et_pb_row][\/et_pb_section][et_pb_section fb_built=”1″ custom_padding_last_edited=”on|phone” admin_label=”FAQ” _builder_version=”4.16″ custom_padding=”30px|0px|90px|0px|false|false” custom_padding_tablet=”45px||45px||true|false” custom_padding_phone=”” global_colors_info=”{}”][et_pb_row _builder_version=”4.16″ background_size=”initial” background_position=”top_left” background_repeat=”repeat” width_tablet=”90%” width_phone=”” width_last_edited=”on|tablet” custom_padding=”30px|0px|30px|0px|true|” custom_width_px=”710px” global_colors_info=”{}”][et_pb_column type=”4_4″ _builder_version=”4.16″ background_position=”top_left” custom_padding=”|||” global_colors_info=”{}” custom_padding__hover=”|||”][et_pb_text admin_label=”FAQ Section Title” _builder_version=”4.16″ header_font=”Montserrat||||” header_text_color=”#1f1f1f” header_font_size=”36px” header_2_font=”Montserrat||||||||” header_2_font_size=”36px” header_2_line_height=”1.5em” text_orientation=”center” module_alignment=”center” animation_style=”fold” animation_direction=”bottom” animation_intensity_fold=”20%” global_colors_info=”{}”]<\/p>\n

The advantages of a private loan<\/b><\/h2>\n

[\/et_pb_text][et_pb_divider divider_weight=”3px” disabled_on=”off|off|off” _builder_version=”4.16″ background_color_gradient_direction=”90deg” max_width=”100px” module_alignment=”center” height=”5px” custom_margin=”||0px||false|false” custom_padding=”||0px||false|false” animation_style=”slide” animation_direction=”bottom” saved_tabs=”all” locked=”off” global_colors_info=”{}”][\/et_pb_divider][\/et_pb_column][\/et_pb_row][et_pb_row column_structure=”1_2,1_2″ make_equal=”on” _builder_version=”4.16″ _module_preset=”default” width_tablet=”90%” width_phone=”” width_last_edited=”on|tablet” global_colors_info=”{}”][et_pb_column type=”1_2″ _builder_version=”4.16″ _module_preset=”default” custom_css_main_element=”margin:auto;” global_colors_info=”{}”][et_pb_image src=”https:\/\/argentrapidopresto.com\/wp-content\/uploads\/2021\/08\/undraw_Invest_re_8jl5.png” alt=”undraw_Invest_re_8jl5″ title_text=”undraw_Invest_re_8jl5″ _builder_version=”4.27.4″ _module_preset=”default” global_colors_info=”{}”][\/et_pb_image][\/et_pb_column][et_pb_column type=”1_2″ _builder_version=”4.16″ _module_preset=”default” custom_css_main_element=”margin:auto;” global_colors_info=”{}”][et_pb_text _builder_version=”4.16″ _module_preset=”default” text_font_size=”16px” text_line_height=”1.9em” text_orientation_tablet=”center” text_orientation_phone=”” text_orientation_last_edited=”on|tablet” global_colors_info=”{}”]<\/p>\n

One of the biggest advantages of calling on a private money lender<\/em> is that you can take out a loan no matter your credit rating. When banks turn you down for loans, we’re here to help you bounce back. Giving everyone an equal opportunity to access credit is the reason for our existence! <\/span><\/p>\n

[\/et_pb_text][\/et_pb_column][\/et_pb_row][et_pb_row column_structure=”1_2,1_2″ make_equal=”on” disabled_on=”on|on|off” _builder_version=”4.16″ _module_preset=”default” global_colors_info=”{}”][et_pb_column type=”1_2″ _builder_version=”4.16″ _module_preset=”default” custom_css_main_element=”margin:auto;” global_colors_info=”{}”][et_pb_text _builder_version=”4.16″ _module_preset=”default” text_font_size=”16px” text_line_height=”1.9em” global_colors_info=”{}”]<\/p>\n

Another major advantage of using the services of a private money lender is that you can get your loan much faster than with a financial institution<\/strong>. If you apply now at Argent Rapido Presto, you could receive your money by direct deposit as soon as today! Such speed is impossible with banks. If this is your first time applying for a personal loan, know that several people have been there before you. Private loans in your province are much more common than you may think! Every day, many Canadians call on our services and we are happy to be able to help them. Join them and apply for your private loan today!<\/span><\/p>\n

[\/et_pb_text][\/et_pb_column][et_pb_column type=”1_2″ _builder_version=”4.16″ _module_preset=”default” custom_css_main_element=”margin:auto;” global_colors_info=”{}”][et_pb_image src=”https:\/\/argentrapidopresto.com\/wp-content\/uploads\/2021\/08\/rapidement-1.png” alt=”rapidement” title_text=”rapidement” _builder_version=”4.27.4″ _module_preset=”default” global_colors_info=”{}”][\/et_pb_image][\/et_pb_column][\/et_pb_row][et_pb_row column_structure=”1_2,1_2″ make_equal=”on” disabled_on=”off|off|on” _builder_version=”4.16″ _module_preset=”default” width_tablet=”90%” width_phone=”” width_last_edited=”on|tablet” global_colors_info=”{}”][et_pb_column type=”1_2″ _builder_version=”4.16″ _module_preset=”default” custom_css_main_element=”margin:auto;” global_colors_info=”{}”][et_pb_image src=”https:\/\/argentrapidopresto.com\/wp-content\/uploads\/2021\/08\/rapidement-1.png” alt=”rapidement” title_text=”rapidement” _builder_version=”4.27.4″ _module_preset=”default” global_colors_info=”{}”][\/et_pb_image][\/et_pb_column][et_pb_column type=”1_2″ _builder_version=”4.16″ _module_preset=”default” custom_css_main_element=”margin:auto;” global_colors_info=”{}”][et_pb_text _builder_version=”4.16″ _module_preset=”default” text_font_size=”16px” text_line_height=”1.9em” text_orientation_tablet=”center” text_orientation_phone=”” text_orientation_last_edited=”on|tablet” global_colors_info=”{}”]<\/p>\n

Another major advantage of using the services of a private money lender is that you can get your loan much faster than with a financial institution<\/strong>. If you apply now at Argent Rapido Presto, you could receive your money by direct deposit as soon as today! Such speed is impossible with banks. If this is your first time applying for a personal loan, know that several people have been there before you. Private loans in your province are much more common than you may think! Every day, many Canadians call on our services and we are happy to be able to help them. Join them and apply for your private loan today!<\/span><\/p>\n

[\/et_pb_text][\/et_pb_column][\/et_pb_row][et_pb_row column_structure=”1_2,1_2″ make_equal=”on” _builder_version=”4.16″ _module_preset=”default” width_tablet=”90%” width_phone=”” width_last_edited=”on|tablet” global_colors_info=”{}”][et_pb_column type=”1_2″ _builder_version=”4.16″ _module_preset=”default” custom_css_main_element=”margin:auto;” global_colors_info=”{}”][et_pb_image src=”https:\/\/argentrapidopresto.com\/wp-content\/uploads\/2021\/08\/undraw_Partying_re_at7f.png” alt=”img” title_text=”undraw_Partying_re_at7f” _builder_version=”4.27.4″ _module_preset=”default” global_colors_info=”{}”][\/et_pb_image][\/et_pb_column][et_pb_column type=”1_2″ _builder_version=”4.16″ _module_preset=”default” custom_css_main_element=”margin:auto;” global_colors_info=”{}”][et_pb_text _builder_version=”4.16″ _module_preset=”default” text_font_size=”16px” text_line_height=”1.9em” text_orientation_tablet=”center” text_orientation_phone=”” text_orientation_last_edited=”on|tablet” global_colors_info=”{}”]<\/p>\n

If this is your first time applying for a personal loan, know that several people have been there before you. Private loans in your province are much more common than you may think! Every day, many Canadians call on our services and we are happy to be able to help them. Join them and apply for your private loan today! <\/span><\/p>\n

[\/et_pb_text][\/et_pb_column][\/et_pb_row][\/et_pb_section][et_pb_section fb_built=”1″ custom_padding_last_edited=”on|phone” admin_label=”FAQ” _builder_version=”4.16″ custom_padding=”30px|0px|90px|0px|false|false” custom_padding_tablet=”45px||45px||true|false” custom_padding_phone=”” border_width_bottom=”1px” border_color_bottom=”#009245″ global_colors_info=”{}”][et_pb_row _builder_version=”4.16″ background_size=”initial” background_position=”top_left” background_repeat=”repeat” width_tablet=”90%” width_phone=”” width_last_edited=”on|tablet” custom_padding=”30px|0px|30px|0px|true|” custom_width_px=”710px” global_colors_info=”{}”][et_pb_column type=”4_4″ _builder_version=”4.16″ background_position=”top_left” custom_padding=”|||” global_colors_info=”{}” custom_padding__hover=”|||”][et_pb_image src=”https:\/\/argentrapidopresto.com\/wp-content\/uploads\/2021\/08\/undraw_online_resume_re_ru7s.png” alt=”undraw_online” title_text=”undraw_online_resume_re_ru7s” _builder_version=”4.27.4″ _module_preset=”default” max_width=”300px” module_alignment=”center” global_colors_info=”{}”][\/et_pb_image][et_pb_text admin_label=”FAQ Section Title” _builder_version=”4.16″ header_font=”Montserrat||||” header_text_color=”#1f1f1f” header_font_size=”36px” header_2_font=”Montserrat||||||||” header_2_font_size=”36px” header_2_line_height=”1.5em” text_orientation=”center” module_alignment=”center” animation_style=”fold” animation_direction=”bottom” animation_intensity_fold=”20%” global_colors_info=”{}”]<\/p>\n

What criteria do I need to meet to apply for a personal loan with a private lender?<\/b><\/h2>\n

[\/et_pb_text][et_pb_divider divider_weight=”3px” disabled_on=”off|off|off” _builder_version=”4.16″ background_color_gradient_direction=”90deg” max_width=”100px” module_alignment=”center” height=”5px” custom_margin=”||0px||false|false” custom_padding=”||0px||false|false” animation_style=”slide” animation_direction=”bottom” saved_tabs=”all” locked=”off” global_colors_info=”{}”][\/et_pb_divider][\/et_pb_column][\/et_pb_row][et_pb_row column_structure=”1_2,1_2″ _builder_version=”4.16″ _module_preset=”default” width_tablet=”90%” width_phone=”” width_last_edited=”on|phone” custom_margin=”||||false|false” global_colors_info=”{}”][et_pb_column type=”1_2″ _builder_version=”4.16″ _module_preset=”default” custom_padding=”40px|60px|40px|60px|true|true” custom_padding_tablet=”” custom_padding_phone=”40px|40px|40px|40px|true|true” custom_padding_last_edited=”on|phone” custom_css_main_element=”margin:auto;” border_radii=”on|10px|10px|10px|10px” box_shadow_style=”preset1″ global_colors_info=”{}”][et_pb_text module_class=”bullet-list” _builder_version=”4.16″ _module_preset=”default” text_font_size=”16px” text_line_height=”1.9em” header_3_font=”Montserrat|700|||||||” global_colors_info=”{}”]<\/p>\n

Eligibility Criteria<\/h3>\n

 <\/p>\n

    \n
  • Be 18 years of age or older<\/span><\/li>\n
  • Be a resident of Canada<\/span><\/li>\n
  • Be employed for at least 3 months<\/span><\/li>\n
  • Receive your salary by direct deposit into a Canadian bank account<\/span><\/li>\n
  • Have a gross income of at least $1,200 per month<\/span><\/li>\n
  • Not have filed for bankruptcy in the last 6 months<\/span><\/li>\n
  • Not plan to file for bankruptcy or a consumer proposal in the next 6 months<\/span><\/li>\n<\/ul>\n

    [\/et_pb_text][\/et_pb_column][et_pb_column type=”1_2″ module_class=”column-with-shadow” _builder_version=”4.16″ _module_preset=”default” custom_padding=”40px|60px|40px|60px|true|true” custom_padding_tablet=”” custom_padding_phone=”40px|40px|40px|40px|true|true” custom_padding_last_edited=”on|phone” custom_css_main_element=”margin:auto;” border_radii=”on|10px|10px|10px|10px” box_shadow_style=”preset1″ global_colors_info=”{}”][et_pb_text module_class=”bullet-list” _builder_version=”4.16″ _module_preset=”default” text_font_size=”16px” text_line_height=”1.9em” header_3_font=”Montserrat|700|||||||” global_colors_info=”{}”]<\/p>\n

    Required Documents<\/h3>\n

     <\/p>\n

      \n
    • Instant banking verification IBV<\/li>\n
    • Last pay stub<\/li>\n
    • Void cheque or pre-authorized debit authorization form from your financial institution<\/li>\n
    • ID card (driver\u2019s license, health insurance card or passport)<\/li>\n
    • Proof of residency of at least 30 days (tax bill, telephone bill or hydro bill)<\/li>\n
    • Social insurance number SIN<\/li>\n<\/ul>\n

      [\/et_pb_text][\/et_pb_column][\/et_pb_row][\/et_pb_section][et_pb_section fb_built=”1″ _builder_version=”4.16″ _module_preset=”default” global_colors_info=”{}”][et_pb_row _builder_version=”4.16″ background_size=”initial” background_position=”top_left” background_repeat=”repeat” width_tablet=”90%” width_phone=”” width_last_edited=”on|tablet” custom_padding=”30px|0px|30px|0px|true|” custom_width_px=”710px” global_colors_info=”{}”][et_pb_column type=”4_4″ _builder_version=”4.16″ background_position=”top_left” custom_padding=”|||” global_colors_info=”{}” custom_padding__hover=”|||”][et_pb_text admin_label=”FAQ Section Title” _builder_version=”4.16″ header_font=”Montserrat||||” header_text_color=”#1f1f1f” header_font_size=”36px” header_2_font=”Montserrat||||||||” header_2_font_size=”36px” header_2_line_height=”1.5em” text_orientation=”center” module_alignment=”center” animation_style=”fold” animation_direction=”bottom” animation_intensity_fold=”20%” global_colors_info=”{}”]<\/p>\n

      What interest rate can I expect with a personal loan?<\/b><\/h2>\n

      [\/et_pb_text][et_pb_divider divider_weight=”3px” disabled_on=”off|off|off” _builder_version=”4.16″ background_color_gradient_direction=”90deg” max_width=”100px” module_alignment=”center” height=”5px” animation_style=”slide” animation_direction=”bottom” saved_tabs=”all” locked=”off” global_colors_info=”{}”][\/et_pb_divider][et_pb_text admin_label=”About Section Text” _builder_version=”4.16″ text_font_size=”16px” text_line_height=”1.9em” background_size=”initial” background_position=”top_left” background_repeat=”repeat” text_orientation=”center” custom_margin=”||50px|||” custom_margin_phone=”||0px||false|false” custom_margin_last_edited=”off|desktop” text_orientation_phone=”center” text_orientation_last_edited=”off|tablet” global_colors_info=”{}”]<\/p>\n

      You can expect an interest rate of 22.5%. Why are private lenders’ interest rates higher than those of traditional institutions? Simply because the risk is greater. If you can borrow from a bank, we encourage you to do so. However, if conventional institutions won\u2019t lend you money because you have a poor credit rating, we can help you.\u00a0<\/span><\/p>\n

      Unlike banks, we are not constrained by strict regulations, therefore we are able to offer private loans no matter your credit history. Moreover, we provide flexible repayment plans that fit your financial capacity.\u00a0<\/span><\/p>\n

      Here at Argent Rapido Presto, we also guarantee that you will never pay a higher interest rate than the one allowed by law. This is not the case for all companies, so make sure your rights are protected when doing business with private lenders.<\/span><\/p>\n

      [\/et_pb_text][et_pb_button button_url=”https:\/\/clients.creditfina.ca\/clients\/application\/create\/v1\/step\/identification\/” button_text=”Apply for a private loan *” button_alignment=”center” _builder_version=”4.27.4″ _module_preset=”default” custom_button=”on” button_text_size=”18px” button_text_color=”#FFFFFF” button_bg_color=”#009245″ button_border_color=”#009245″ button_border_radius=”10px” button_letter_spacing=”2px” button_font=”Montserrat|||on|||||” button_use_icon=”off” custom_margin_tablet=”” custom_margin_phone=”||30px||false|false” custom_margin_last_edited=”on|phone” custom_padding=”10px|20px|10px|20px|true|true” locked=”off” global_colors_info=”{}” button_text_color__hover_enabled=”on|hover” button_text_color__hover=”#009245″ button_bg_color__hover_enabled=”on|hover” button_bg_color__hover=”#FFFFFF” button_bg_enable_color__hover=”on”][\/et_pb_button][\/et_pb_column][\/et_pb_row][\/et_pb_section]<\/p>\n","protected":false},"excerpt":{"rendered":"

      How an instant loan worksNeed cash quickly?Our personal financing company offers you a simple, fast, and secure instant loan service. We review your application directly to provide you with an immediate response, without any intermediaries or external guarantors. To assess your eligibility, we will request certain documents. This allows us to verify that your financial […]<\/p>\n","protected":false},"author":3,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"_et_pb_use_builder":"on","_et_pb_old_content":"","_et_gb_content_width":"","footnotes":""},"class_list":["post-972","page","type-page","status-publish","hentry"],"_links":{"self":[{"href":"https:\/\/argentrapidopresto.com\/en\/wp-json\/wp\/v2\/pages\/972","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/argentrapidopresto.com\/en\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/argentrapidopresto.com\/en\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/argentrapidopresto.com\/en\/wp-json\/wp\/v2\/users\/3"}],"replies":[{"embeddable":true,"href":"https:\/\/argentrapidopresto.com\/en\/wp-json\/wp\/v2\/comments?post=972"}],"version-history":[{"count":26,"href":"https:\/\/argentrapidopresto.com\/en\/wp-json\/wp\/v2\/pages\/972\/revisions"}],"predecessor-version":[{"id":2333,"href":"https:\/\/argentrapidopresto.com\/en\/wp-json\/wp\/v2\/pages\/972\/revisions\/2333"}],"wp:attachment":[{"href":"https:\/\/argentrapidopresto.com\/en\/wp-json\/wp\/v2\/media?parent=972"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}